Privacy Policy for WealthVista Online
This Privacy Policy outlines how WealthVista Online (“we”, “our”, or “us”) collects, uses, discloses, and protects your personal data when you use our website, accessible at wealthvistaonline.com. We are firmly committed to safeguarding your privacy and ensuring the security and transparency of your personal information in full compliance with applicable privacy laws, including the General Data Protection Regulation (EU) 2016/679 (“GDPR”), the California Consumer Privacy Act (“CCPA”), and other relevant data protection regulations.
1. Commitment to Privacy and Data Protection
At WealthVista Online, we recognize that your privacy is paramount. We adhere to the principles of lawfulness, fairness, transparency, data minimization, accuracy, storage limitation, integrity, and confidentiality. We are committed to protecting your personal data and maintaining your trust by handling your information ethically, securely, and in accordance with applicable laws.
2. Scope of Policy and Data Controller Role
This Privacy Policy applies to all visitors, users, and others who access wealthvistaonline.com or otherwise interact with our services. WealthVista Online acts as the data controller regarding the personal data we collect through this website. If you have any questions about this policy or our data practices, please contact us at [email protected].
3. Categories of Data We Process
We may collect and process the following categories of personal data, depending on your interactions with our platform:
a. Usage Data
Includes information automatically collected during your use of wealthvistaonline.com, such as your IP address, browser type, pages visited, session duration, and referring URLs.
b. Account Data
Includes information provided by you during registration or account setup, such as your full name, email address, physical address, and phone number.
c. Profile Data
Includes information about your preferences, interests, previous purchases, and behavior or usage patterns associated with your account.
d. Communication Data
Includes messages sent to our support team, customer service inquiries, and any other communication history you have with us.
e. Technical Data
Includes your device specifications, operating system, browser configurations, and system diagnostics relevant to accessing our website and services.
f. Transaction Data
Includes details relating to purchases made through our platform, including payment information (processed through secure third-party payment gateways), billing address, and delivery details.
g. Preference Data
Includes information on how you wish to receive marketing communications from us, your product interests, and preferences submitted or inferred through usage.
4. Legal Bases for Processing
We process your personal data under the following legal bases, as required by the GDPR and other relevant laws:
– Performance of a Contract: To fulfill obligations relating to purchases or services you request.
– Legitimate Interests: For activities that are required for internal operations, fraud prevention, network and information security, user experience enhancement, and marketing within legal limits.
– Consent: When you opt in to receive promotional communications or when cookies are used in a non-essential manner.
– Legal Obligation: To comply with legal or regulatory requirements.
5. Your Rights
Depending on your jurisdiction, you may have the following rights in relation to your personal data:
– Right of Access: To request and receive a copy of the personal data we hold about you.
– Right to Rectification: To correct inaccurate or incomplete data.
– Right to Erasure: To request deletion of your data under certain circumstances.
– Right to Restrict Processing: To request that we limit the processing of your data.
– Right to Data Portability: To obtain a machine-readable copy of your personal data and transmit it elsewhere.
To exercise these rights, please contact us at [email protected]. We will respond to verified requests within the timeframes required by law.
6. Security Measures
We employ a multi-layered security framework to protect your data, including:
– Encryption of sensitive information during storage and transmission.
– Role-based access controls and strong authentication mechanisms.
– Regular data backups and disaster recovery procedures.
– Internal policies governing data handling and cybersecurity awareness training for personnel.
7. International Transfers
If your personal data is transferred outside of the European Economic Area (EEA) or other jurisdictions with specific data restrictions, we implement appropriate safeguards such as Standard Contractual Clauses or other legally recognized mechanisms to ensure your data remains protected.
8. Data Retention
We retain personal data only as long as necessary for the purposes for which it was collected, including for legal, accounting, or reporting requirements. Highlights of our data retention practices include:
– Usage Data: Up to 12 months for analytics and security auditing.
– Account & Profile Data: While your account remains active and for up to 6 years thereafter.
– Communication Data: Retained for 3 years for customer service history and accountability.
– Transaction & Billing Data: Retained for 7 years to comply with tax and financial regulations.
– Preference Data: Retained until you withdraw your consent or update your preferences.
9. Cookie Policy
Our website uses cookies and other tracking technologies for several purposes:
– Essential Cookies: Necessary for website operation and core functionality (e.g., session management, authentication).
– Functional Cookies: Enhance the usability and personalization of the site.
– Performance Cookies: Collect anonymous usage data to measure and improve the website’s performance.
– Analytics Cookies: Help us understand how users interact with wealthvistaonline.com to improve overall experience.
10. Cookie Management and Compliance
As required under GDPR and CCPA, we:
– Obtain your consent for non-essential cookies.
– Provide tools to customize cookie preferences.
– Offer a Cookie Consent Manager accessible through our website footer.
– Allow California residents to opt out of the “sale” of any personal information, as defined by CCPA.
You may also manage your cookie preferences through your browser settings, though note this may affect website functionality.
11. Special Protections for Children
We do not knowingly collect or solicit personal data from individuals under the age of 13. If we become aware that a child under 13 has provided us personal data without verified parental consent, we will promptly delete it. If you believe a minor has submitted data to us in violation of this policy, please contact us at [email protected].
12. Policy Updates and User Notifications
We may update this Privacy Policy to reflect changes in our data practices, legal obligations, or enhancements to our services. Any significant modifications will be communicated through the website or by direct communication, where appropriate. We encourage users to regularly review this policy for any updates.
13. Contact Us
For inquiries regarding this Privacy Policy or to exercise your data protection rights, please contact:
WealthVista Online
Email: [email protected]
In upholding your rights and in maintaining transparency, WealthVista Online remains fully compliant with GDPR, CCPA, and other applicable privacy frameworks. We are committed to addressing any privacy concerns promptly and professionally.